Personal Insurance for Northwest Indiana Homeowners
Independent agency representing multiple carriers for households across the Region, with added depth for families bundling home, auto, umbrella, and valuables coverage while staying proactive about maintenance and claims prevention.
Ideal Household Fit
We welcome all Northwest Indiana households; these examples show where we typically unlock the greatest coverage enhancements and pricing advantages.
Who We Serve Best
- ✓ Primary residences in Highland, Munster, Schererville, Dyer, and surrounding communities
- ✓ Multi-policy households combining home, auto, umbrella, rentals, or secondary properties
- ✓ Families committed to maintenance, risk prevention, and preserving preferred pricing
Why Established Households Choose Us
- ✓ Access to multiple A-rated personal lines carriers hungry for low-loss clients
- ✓ Coverage design that aligns liability limits, valuables scheduling, and deductible strategy with your balance sheet
- ✓ Renewal advocacy focused on claims prevention, credit verification, and continuous savings
Call (219) 924-4500 or request a consultation; we’ll meet you where you are and fine-tune protection as your household grows.
Coverage Available:
🏠 Homeowners
Dwelling, personal property, liability
🚗 Auto Insurance
Cars, motorcycles, multi-vehicle
🏢 Renters
Personal property & liability
☂️ Umbrella
$1M-$5M additional liability
Service Area: Highland, Munster, Griffith, Hammond, Dyer, Schererville (Lake County, IN) | States: IN, IL, MI, WI
Personal Insurance Coverage Options in Northwest Indiana
Homeowners & Renters Insurance
Your home is likely your biggest investment. We'll protect it properly.
What's Covered
- ✓ Dwelling (structure)
- ✓ Personal property
- ✓ Liability protection
- ✓ Additional living expenses
Coverage Add‑ons
- ✓ Water backup
- ✓ Equipment breakdown
- ✓ Scheduled jewelry/valuables
- ✓ Replacement cost coverage
Auto & Motorcycle Insurance
Indiana-compliant coverage with options to protect you beyond the minimum
Required Coverage
- ✓ Bodily injury liability
- ✓ Property damage liability
- ✓ Uninsured motorist
Recommended Add‑ons
- ✓ Collision & comprehensive
- ✓ Rental car reimbursement
- ✓ Roadside assistance
Umbrella Liability
Extra liability protection beyond your home and auto policies—often $1–2M for under $300/year
Looking for coverage for your business too? See our Business Insurance options. Learn more about our agency on the About page or contact us for a free quote.
Common Questions
Do I need flood insurance in Highland?
Standard homeowners policies don't cover flood damage. Highland has areas near the Little Calumet River that may benefit from flood coverage. We can check your property's flood zone and help you decide if it's worth the investment.
What are UM/UIM coverages and why do I need them?
Uninsured/Underinsured Motorist coverage protects you if you're hit by a driver with no insurance or insufficient coverage. In Indiana, about 15% of drivers are uninsured. This coverage is relatively inexpensive and can be crucial after an accident.
How quickly can I get coverage?
Most personal policies can start within 24–48 hours. For home insurance, we'll need photos of your property. For auto, we need your VIN and driver's license info. We'll shop multiple carriers and have your quote ready the same day.
Ready to Protect What Matters?
Get a personalized quote. We'll shop multiple carriers to find you great coverage and price.
📞 Call (219) 924-4500